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Discover the APR Advantage: Action-Professionalism-Results!

Sout-East Florida Homes

If you are looking for properties in Miami-Dade, Broward or Palm Beach County, you will find them all here. 

You can search 1)by city name or2) by zip code or simply3) by price range to find every property presently for sale in the entire market. This lnventory includes properties in foreclosure, foreclosed, REO's, regular sales,and short-sales in cties like Miami, Aventura, Miami Beach, Sunny Isles, Homestead, Coral Springs and Coral Gables.

 This is the most up to date information you will find because it comes directly from the MLS main site where all agents feed the information.  If you want to start your search go to : Search Homes or click here

Great news for Sellers!

 What is an REO?

It is a property that has been obtained by a lender after a foreclosure process due to the buyer's inability to pay. 

 What is a Short-Sale? 

 A short-sale is a property sale where the seller owes more than the price of the house-it requires the approval of his lender to be able to sell the property.  Under the new HAFA guidelines (Home Affordable Foreclosure Alternatives) the requirements for a seller are:  must be a home owner's primary residence, only apples to 1st mortgages (not Fannie Mae or Freddie Mac), the loan must have originated before Jan 2009, loan is delinquent or default is reasonably foreseeable, unpaid mortgage balance is LESS THAN $729,750 and monthly mortgage payment exceeds 31% of home owner gross income. For more information send me an e-mail.  A buyer of a HAFA short-sale can expect to be able to close the deal in less than 60 days from acceptance of the offer.

If you are homeowner in financial difficulty please watch the  "Make your Home affordable video"  

 

Why should you care to do a Short-sale if you are losing your home anyway?

First of all perhaps you don't know that with the new options available, you might be able to save your home;

second, a short sale gives you a loan forgiveness for the amount of money that you are short after selling the home.  The short-sale affect your credit score for an average of 2 years as opposed to 10 in a foreclosure.

In a foreclosure, a lender can choose to sue you for the deficiency. 

Great news for Buyers!

  • Dont forget there are HOMEPATH and Homepath renovation loans for Fannie Mae Owned properties that only recquire 3% down and will approve a loan on buildings or sigle family homes that ordinary or FHA loans would not approve; in addition, many times they offer up to 3.5% seller contribution to the buyer and buyers who will live in the property get 15 days to present offers BEFORE any investor can offer.
  • Contact me to get the current Homepath property list by zipcode. I have the contacts to qualify you for the Homepath loans and I have the experience in presenting offers for this  type of purchase.
  • I can find for you foreclosures, direct sales, and new development properties that would allow you close in time to get this tax credit. 
  • Investigate about different communities in South East Florida: Miami, Pinecrest, Palmetto Bay, Coconut Grove, Coral Gables, Coral Springs, Sunny Isles Bach, North Miami Beach, Doral, Miami Beach, Bal Harbour, Bay Harbour,and so many more.....Go to SOUTH-EAST FL CITIES
  • Search for Private and Public Schools (Miami-Dade and the rest of Florida)
  • Mortgage Calculator (estimate your mortgage payment)
  • Mortgage Lenders

SEARCH FOR A SINGLE FAMILY HOME HERE  

SEARCH FOR A CONDO HERE

SEARCH FOR ANY PROPERTY FOR SALE HERE

SEARCH FOR A RENTAL HERE

 

 
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       You will have peace of mind when you have me working for you.

       Contact me now; you will be glad you did!  786-223-2061

Contact me

Alma P. ivera
(786) 223-2061

You will be glad you did!